IN Bay City, Michigan


At Charter Senior Living of Bay City, Assisted Living residents live worry-free and with as much independence as possible. The support of personalized care services – including assistance with activities of daily living like dressing and bathing – a full social calendar, and convenient services and amenities make senior living feel less restrictive and much more liberating.

Our Assisted Living lifestyle promotes choice, dignity, privacy, independence and individuality. While support and assistance are always available, it’s our personalized approach that sets us apart and helps residents thrive.

We improve quality of life through:

  • The warmth of a safe, family-like environment
  • Exceptional senior care services
  • Meaningful relationships among residents and staff
  • Inspiring care that enhances everyday life and the human spirit

From the moment a resident joins our Charter Senior Living of Bay City family, our priority is to get to know their likes, dislikes, goals and aspirations. It’s why residents and their families feel inspired and fulfilled by our Assisted Living community.


*Mandatory information


Charter Senior Living of Bay City provides Assisted Living services and amenities that go beyond what other communities offer. Residents no longer have to worry about housekeeping, home maintenance, or finding support when help is needed. Our services and amenities include:

  • Three meals per day and unlimited snacks
  • Weekly housekeeping and laundry
  • 24/7 assistance and support
  • In-home emergency call system
  • Pet-friendly community
  • Comfortable apartment homes that meet different styles and budgets
  • Personalized care and assistance with activities of daily living like dressing and bathing
  • Access to on-site therapies provided by local licensed partners
  • Ask the Expert with Sylvia Kurinsky – a personalized, senior living advisor who specializes in mediating familial communications and helping families navigate the journey to senior living

Spacious Floor Plans For Seniors

Those in Assisted Living can live independently thanks to accessible, and comfortable apartments in a variety of layouts and styles. The cost of Assisted Living apartments and what’s typically included in monthly fees depends on the resident’s specific needs.


We’re not your typical Assisted Living community; we’re all about experiencing life to its fullest. Assisted Living residents at Charter Senior Living of Bay City enjoy full social calendars designed to keep them active, engaged and living well.

Programs are tailored to residents’ personal interests and needs, no matter their age or abilities. Some resident-favorite Assisted Living activities include:

  • Craft corner
  • Meditations
  • Rhythm and motion fitness classes
  • Walking club
  • Outings to local shops, restaurants, and attractions
  • Euchre Club
  • Bedtime Devotional
  • Letter Writing Club

Ask The Expert

Our goal at Charter Senior Living is to help family caregivers and their loved ones navigate aging to the best of their abilities. One way we do this is through our newest resource, Ask the Expert, with Sylvia Kurinsky.

Sylvia is our go-to Charter expert and Certified Dementia Practitioner offering personalized senior living advice, mediating familial communications, and enhancing the human spirit through an honest and kind approach. Assisted Living is one of her specialties, among several others, which include:

  • Gaining a deep understanding of what seniors and their families want and need
  • Developing specialized strategies for the senior who refuses to move no matter how unsafe their home has become
  • Helping adult children care for their parents
  • Working with complicated family dynamics to ease the process of searching for a senior living solution

Sylvia is here to help. Get all your questions answered today.

Frequently Asked Questions

What is Assisted Living?

There are many Assisted Living facilities for family members and seniors to choose from; each one serves a different purpose, depending on the needs and types of health care the resident requires and desires.

Unlike skilled nursing facilities and Memory Care communities that provide medical care, Assisted Living is focused on helping seniors with the activities of daily living and residential care. Signs that Assisted Living may be an appropriate option for you or a loved one include:

  • Needing help with medication management
  • Noticeable weight loss or gain
  • Loss of mobility or increase in falls
  • Neglecting household maintenance and chores
  • No longer being able to perform daily tasks of grooming and preparing meals
  • Increased isolation

Families will have peace of mind knowing their loved ones are living healthy, independent and active lives. They’ll have more time to focus on spending time together and enjoying all life has to offer.

Do you offer Respite Care or trial stays at your community?

Yes! For family caregivers who need relief or a temporary care solution, we also provide Short-Term Stays. Just Like Home Respite Care provides all the amenities and Assisted Living care services offered to full-time residents.

This offering is one of our many Assisted Living lifestyle benefits. Your needs are important to us, so our goal is to provide personalized service and satisfaction every moment of every day.

What is the difference between assisted living and a nursing home?

Overall, the main difference between assisted living and care offered in a nursing home is that nursing homes provide medical and personal care in a clinical setting, while assisted living primarily provides personal care in a home-like, social setting.

Who qualifies for assisted living?

Seniors whose health or well-being requires a higher level of support or those who would benefit from a healthier lifestyle and social engagement. Most communities conduct a health assessment that follows state regulations to determine what level of care or assistance is best for each individual.

What kind of services does assisted living provide?

Assisted living communities give older adults personalized care in a residential setting. Most assisted living communities – including Charter Senior Living Assisted Living communities – provide services including:

  • One to three meals a day
  • Monitoring of medication
  • Personal care, including dressing and bathing
  • Housekeeping and laundry
  • Some medical services
  • Social and recreational activities
  • Care coordination
  • Mobility assistance
  • Complimentary transportation

Some assisted living communities offer respite care or short-term care. Additionally, some communities offer access to home care services for those who may need more assistance than is provided in the community but who are not yet ready for a skilled nursing care center.

How much does assisted living cost?

The Genworth Cost of Care Survey 2020 estimates the Bay City area’s regional median monthly rate for assisted living is $3,000, which breaks down to around $99 per day. To put that into some context, the same survey says a private room in a nursing home will cost around $300 per day ($9,125 per month). Home health aide services average $157 per day.

Charter Senior Living of Bay City’s Assisted Living services start at $3,250.

Who pays for assisted living?

While your personal health insurance coverage continues and your pharmaceutical coverage continues, Medicare typically doesn’t pay for assisted living. Most assisted living residents pay for this kind of care from their personal resources or with help from coverage provided by long-term care insurance. Veterans benefits can help cover the cost for eligible Veterans and surviving spouses who are over age 65.